Critical-Edge Technologies, Inc.
11805 El Solindo Ave NE, Albuquerque, NM 87111
Ph: (281)727-8797 Fax: (505)508-4787
Web: www.critical-edge.net

Terms and Conditions (Terms of Service)
THE ACCURACY OF ANY NEWS OR SERVICES PROVIDED BY CRITICAL-EDGE TECHNOLOGIES, INC. INFORMATION, DEFINED BELOW, AND ITS APPLICABILITY TO YOUR CIRCUMSTANCES IS NOT GUARANTEED. ALTHOUGH C-ET ENDEAVORS TO PROVIDE PROFESSIONAL, FIRST CLASS, REAL TIME INFORMATION; SUDDEN MARKET CHANGES CAN REPLACE C-ET'S INFORMATION IN A TIME FRAME CONSIDERED LONGER THAN FIVE WOKING DAYS. C-ET'S INFORMATION IS CONSTANTLY MONITORED AND UPDATES. HOWEVER, CHANGES TO THIS SITE AND ITS CONTENT OCCURS EVERY TWO WORKING DAYS. WHEN MAKING DAILY LIFE DECISIONS CONCERNING YOUR OWN PERSONAL LIFE SITUATIONS AND PERSONAL FINANCES, YOU SHOULD OBTAIN ADVICE FROM LEGAL PROFESSIONALS.

     1. Use of the C-ET, Inc. Website and/or the CRITICAL-EDGE TECHNOLOGIES, Intl. Information licensed by other companies for use on their Websites (Licensees' Websites) is covered by the following terms and conditions. By using the C-ET, Inc. Website and/or the Critical-Edge Technologies, Inc. Information, you, the site visitor agrees to the following Terms And Conditions.
     2. C-ET, Inc. provides, through this Website and Licensees' Websites, certain information , including but not limited to: Capital Markets Information, Commercial Lending Entities, Underwriting Services, Commercial Loan Packaging; and also Research tools including Calculators, Business Education, Financial Planners, Business Solution Consulting, and any information relating tobusiness (collectively, the CRITICAL-EDGE TECHNOLOGIES, Inc. Information). Your use of the CRITICAL-EDGE TECHNOLOGIES, Inc. Information is entirely at your own risk and it is your sole responsibility to evaluate the accuracy, completeness and usefulness of all CRITICAL-EDGE Technologies, Inc. Information. Visitors of this Website should seek professional financial and legal assistance and shall not rely on the CRITICAL-EDGE TECHNOLOGIES, Inc. Information when making lending or investment decisions.
     3. All CRITICAL-EDGE TECHNOLOGIES, Inc. Information is provided "AS IS" AND ON AN "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. The CRITICAL-EDGE TECHNOLOGIES, Inc. Information contains statements and statistics that have been obtained from sources believed to be reliable, (including, but not limited to, information originated by C-ET, Inc., licensed by C-ET, Inc. from information providers, or gathered by C-ET, Inc. from publicly available sources), but are not guaranteed as to accuracy, completeness, timeliness, or correct sequencing. C-ET, Inc. will not guarantee uninterrupted or error free information, or the security of this Website or that of the stored visitor data, or that any information, software, or other material accessible from or related to the CRITICAL-EDGE TECHNOLOGIES, Inc. Information is free of viruses, worms, or other harmful components.
     4. C-ET, Inc. shall not be liable under any circumstances for lost profits, lost business, loss of business reputation, or any direct, indirect, incidental, special, punitive or consequential damages, whether foreseeable or not, that result in any way from your use, non-use or reliance upon the CRITICAL-EDGE TECHNOLOGIES, Inc. Information; or that result from mistakes, omissions, interruptions or deletions of files, errors or defects in the CRITICAL-EDGE TECHNOLOGIES, Inc. Information, delays in operation, transmission or failure of performance. If you are dissatisfied with any CRITICAL-EDGE TECHNOLOGIES, Inc. Information, your sole and exclusive remedy is to discontinue using the CRITICAL-EDGE TECHNOLOGIES, Inc. Information. Neither C-ET, Inc. nor the information providers shall have any liability, contingent or otherwise for the accuracy, completeness, timeliness, or correct sequencing of the CRITICAL-EDGE TECHNOLOGIES, Inc. Information or for any decision made or action taken by you in reliance upon the CRITICAL-EDGE TECHNOLOGIES, Inc. Information or for interruption of any data, information, or other aspect of C-ET, Inc. Website. Neither C-ET, Inc. nor its information providers make any representations about the suitability of the CRITICAL-EDGE TECHNOLOGIES, Inc. Information, software, products, or services contained in C-ET, Inc. Website or Licensees' Websites. C-ET, Inc. does not necessarily endorse the views, opinions and recommendations included in the C-ET, Inc. Website or Licensees' Websites, give investment advice, or advocate the purchase or sale of any security or investment.
     5. The CRITICAL-EDGE TECHNOLOGIES, Inc. Information is provided to you solely for your own informational purposes. You may not sub-license, resell, republish (including internet posting, electronic mailing, faxing, archiving in a public database, redistributing via a computer network, or in a printed form to third parties), reproduce, retransmit, disseminate, sell, broadcast, commercially exploit, or circulate the CRITICAL-EDGE TECHNOLOGIES, Inc. Information without the express written consent of C-ET, Inc. Nor may you use the CRITICAL-EDGE TECHNOLOGIES, Inc. Information for any unlawful purpose.
     6. You may use the CRITICAL-EDGE TECHNOLOGIES, Inc. Information for your private, non-commercial use only.
     7. C-ET, Inc., its licensors, or information providers are the sole and exclusive owners of all right, title and interest, including trademarks, copyrights, patents, trade names, trade secrets and other intellectual property rights, in the CRITICAL-EDGE TECHNOLOGIES, Inc. Information. You may not copy, modify, adapt, reproduce, translate, reverse engineer, decompile, disassemble, sublicense or assign any aspect of the CRITICAL-EDGE TECHNOLOGIES, Inc. Information accessed via this service. You may not use, adopt or attempt to register anywhere in the world, whether alone or together with any other mark, symbol, or name, any C-ET, Inc. trade name or mark or service name or mark that is similar or confusingly similar to the C-ET, Inc. trademarks.
     8. This Agreement shall for all purposes be governed, interpreted, construed and enforced in accordance with the laws of the State of Nevada, USA. You hereby agree that the courts located in Las Vegas, Nevada, USA shall constitute the sole and exclusive forum for the resolution of any and all disputes arising out of or in connection with the use of the CRITICAL-EDGE TECHNOLOGIES, Inc. Information or the C-ET, Inc. Website and you hereby consent to the jurisdiction of such courts and irrevocably waive any objections thereto. Regardless of where you access CRITICAL-EDGE TECHNOLOGIES, Inc. Information, you agree to comply with all applicable laws of the United States of America, including those regarding the export of data. You are also responsible for complying with all other laws, rules and regulations that may be applicable to your use of the CRITICAL-EDGE TECHNOLOGIES, Inc. Information.
     9. C-ET, Inc. may deny you access to all or part of this service without notice if you engage in any conduct or activities that C-ET, Inc. believes in its sole and absolute discretion violates applicable law or any terms of this Website.
     10. You agree to indemnify, defend, and hold harmless C-ET, Inc., its subsidiaries, affiliates, clients, and their respective officers, directors, shareholders, members, agents, representatives, employees, successors and assigns for, from and against any and all liabilities, costs and expenses (including reasonable attorneys' fees), related to any violation of the terms and conditions by you or authorized users of your account.
     11. If any portion of the terms and conditions is held to be unenforceable, the unenforceable portion shall be construed in accordance with applicable laws as nearly as possible to reflect the original intentions of the parties and the remainder of the provisions shall remain in full force and effect.
     12. C-ET, Inc.'s failure to insist upon or enforce strict performance of any provision of the terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between parties nor trade practice shall act to modify any provision of the Terms and Conditions.
     13. A Licensees' Website may not contain any negative or derogatory comments referring to C-ET, Inc., its subsidiaries, affiliates, clients, and their respective officers, directors, shareholders, members, agents, representatives or employees. Violators will be subject to immediate termination of service with or without notice. All pending contracts and agreements (written, expressed and/or implied) will also be terminated and considered null and void.
     14. C-ET, Inc. reserves the right in its sole discretion to change, modify, add or remove these Terms and Conditions in whole or in part and at any time with or without prior notice.